Opolis Coalition Healthcare
The Cooperative Insurance Revolution
Member‑owned coverage that slashes costs, pays doctors instantly, and shares profits with the entire Co-Op community—built for Members, not Wall Street.
30%
Lower Premiums
$0
Primary Care Visits
98%
Pharmacy Savings
Insurance: Re-invented
Direct Primary Care &
Cash-Pay Pricing
Follow care guidance, and your visit costs $0.
Swipe a debit card at checkout and get the care you need without the claims bureaucracy. Goodbye hassle, hello efficiency!
Onchain Reinsurance Bonds
Stablecoin-backed restaking bonds replace layers of traditional reinsurance carriers, backing the claims funding pool and earning a 15-40% APY.
Member-Owned Co-Op
Excess annual profits flow back to every cooperative member—patients, employers, brokers, and bondholders alike.
Pharmacy: Affordable
Technology: Innovative & Transparent
Onchain Ledger
The flow of funds is transparent to all parties in real-time.
AI Underwriting
Quick quotes using redacted census and plan docs.
Smart Care Card
Insurance + Debit card all-in-one, automatically toggles between HSA dollars, plan dollars, or network coverage at checkout.
Quick FAQ
Member ownership, cash‑first care, and onchain bond collateral drive premiums down 20‑30 %. We eliminate the bloat of Big Insurance and build plans for the Member, not Wall Street.
We use asset‑backed stablecoins as bond collateral—digital dollars held with regulated custodians. There is no volatility or risk to the Member’s claims with these bonds, which backstop the plan.
Unlikely. Cash-pay, plus our nationwide network, reaches 99% of U.S. providers.
EthosRx sources drugs at manufacturer prices and passes the savings straight through—no more extractive and absurd markups.
Self‑employed individuals nationwide and Employer groups with 100 or more U.S. employees
Yes—Industry standard commissions ensure your broker consultant can continue to service you.
Pick Your Path
You are...
How Your Benefit
First Step
Self‑Employed or a Freelancer
Payroll, Taxes, and Affordable Group Benefits
Employer with 100+ U.S. Employees
20‑30 % lower premiums, level funding, and real‑time claim tracking
Broker / Consultant
Nationwide plan, captive oversight, transparent fees, happier clients
Bond Investors
Earn yield by collateralizing on‑chain bonds that replace costly reinsurance layers