Opolis Reinsurance Bonds | Opus Series

Opolis, a community revolutionizing employment and benefits, is bringing health insurance onchain—replacing bloated intermediaries with lower premiums, better coverage, and efficient administration; starting with crypto‑native yield through Reinsurance Bonds.

Opus I Bond Deposit Window Opens in:

SOLD OUT

Missed out? Opus II Series will be even larger—dropping this fall. Get on the list.

Fast Facts

Opus Series I is the first in a lineup of bonds underwriting Opolis health‑insurance plans. The receipt token, opusIAUSD, represents a six-month AUSD bond earning a blended ~40% APY from underwriting profits and stablecoin yield, paid at maturity.

Deposit Asset

AUSD

(Ethereum mainnet)

Receipt Token

opusIAUSD

APY / 6-mo Yield

40% APY

~20% yield at payout

DEPOSIT WINDOW

July 22-31, 2025

or $500k cap, whichever comes first

Bond Duration

6 Months

Maturity Date

January 31, 2026

Vault Contract
0xccA2AF7EC2E0B55d9cb1D9D36E542a1085e82EA5

Platform
Renzo Flow Vault
(Sold Out)

Why It Matters

Reinsurers skim $75B in profits from health insurance plans annually, while 57M+ U.S. workers lack affordable employer-sponsored coverage. Bond Opus I redirects that capital
to restakers and gives a ~40% APY for securing the Opolis Coalition Health Plans.

How it Works

1.

Deposit AUSD

Connect your wallet and deposit AUSD into the Renzo vault to get started.

2.

Capital Restaked

Your capital is restaked on Eigenlayer and backs Opolis' onchain insurance pool.

3.

Earn Yield

Underwriting profits baked into members' monthly premiums, auto-compounded in opusIAUSD.

4.

Claim at Maturity

On January 31, 2026, the smart contract sends your AUSD + 20% yield back to you.

Built-In Protections

This bond is used solely as proof of collateral and is not at risk of funding claims;
Having this bond allows us to underwrite our first ~2500 lives for 2026.

Zero Slashing Risk

No validator exposure
for this first bond.

Zero-Claims Buffer

Opolis operational capital absorbs claims volatility. Bond used solely as proof of collateral.

Segregated Reserves

Principal kept isolated, transparent, and onchain.

Deposits — Step‑by‑Step

Swap for mainnet AUSD (contract: 0x00000000eFE302BEAA2b3e6e1b18d08D69a9012a). Curve and Uniswap are good sources.
Visit the Renzo vault and Connect Wallet. Sold Out.
Enter the AUSD amount (click 'MAX' to deposit the full balance).
Approve Limits & Confirm Deposit → approve in wallet.
Receive opusIAUSD—representative of your deposit. It grows automatically until maturity when you claim your deposit + yield.

Withdrawals — January 31, 2026

At maturity, return to the vault and switch to ‘Withdraw’.
Redeem MAX opusIAUSD to claim principal + yield.
Confirm the transaction; funds land in your wallet instantly.
Visit the Renzo vault and Connect Wallet and buy the next bond series!

FAQ

Why is the APY sustainable?

Underwriting profits—usually captured by reinsurance carriers—are redirected to bondholders. 10-15% of all premium dollars fund this traditional spec insurance, but we’ve designed it so that restaked bonds secure our plans rather than tradFi players.

What if claims spike?

Opus I bondholders are shielded; Opolis’ separate reserves cover volatility before any future risk‑tiered vaults are touched. Future bond series will carry claims risk and offer variable yields.

How do I track my position?

All vault data and onchain analytics are live within the Renzo dashboard throughout the duration of the bond.

Questions

Disclaimer: Informational only, not financial advice. Returns are targets, not guarantees. Review full terms before depositing.

Opolis Reinsurance Bonds | Opus Series