Hey there, freelancers, solopreneurs and small business dynamos! If you're confused about saving for retirement, it's time to stop guessing and make a plan.
Introducing the Solo 401(k) plan, brought to you by the powerhouse duo of Opolis Employment Commons and ForUsAll.
Tailored for freelancers and small business owners, this plan isn't just any retirement plan. It's your golden ticket to serious savings.
Save Up to $69,000 Annually
Let's start with the headline feature: you can stash away up to $69,000 per year.
And if you're 50 or older, you can supercharge that to $76,000 with catch-up contributions.
This isn't magic— it's about combining your personal savings with employer contributions to build a robust retirement nest egg. Imagine what you could do with that kind of cash stashed away!
Automatic, Flexible Contributions: Set It and Forget It
Forget the old-school, manual contribution headaches. This Solo 401(k) is all about flexibility and automation.
Have your contributions automatically adjust with your income? Simple.
Plus Opolis automatically reports your employee contributions with your W-2. Easy.
Take a Loan from Your 401(k): Be Your Own Bank
Need some extra funds to grow your business? No need to grovel at the feet of traditional lenders.
With this Solo 401(k), you can take a loan from your own account. You’re essentially becoming your own bank, paying yourself back with principal and interest.
Add a Crypto Window
Feeling adventurous? The Solo 401(k) plan lets you dip your toes into the world of cryptocurrencies. With a crypto window, you get access to a range of digital assets.
But don’t worry, you’re not on your own. ForUsAll provides education, guidance, and guardrails to help you make savvy decisions.
So go ahead, diversify that portfolio!
Tax Shelter Benefits
Here’s the kicker: this plan is a tax-deductible powerhouse. Contributing up to $69,000 annually can significantly reduce your taxable income, maximizing your savings potential.
Made for small businesses and freelancers in the United States, it helps secure your financial future and offers significant tax benefits.
Why Choose Opolis?
Opolis' Employment Commons brings some extra goodies to the table.
Our integrated approach to employee and employer contributions ensures your retirement strategy stays on track.
And with contributions automatically adjusted with your W-2, you can kiss administrative headaches goodbye. Consider us your personal assistant for your retirement plan.
How to Get Started
Ready to jump in? Here’s how to get started:
- Join Opolis Employment Commons: If you’re not already a member, sign up. Trust us, it’s worth it. Membership opens the door to a treasure trove of benefits, including the Solo 401(k) plan.
- Consult with ForUsAll: These folks are the pros. They’ll guide you through setting up your Solo 401(k) and help tailor your contributions to hit your financial goals.
- Set Up Contributions: Decide how you want to play it. Elect the percentage of pay to contribute and off you go! With Opolis, it’s all streamlined with your W-2, so you’re always on track.
- Explore the Crypto Window: If you’re feeling bold, add some crypto to your mix. ForUsAll will help make sure you’re making informed decisions.
- Monitor and Adjust: Keep an eye on your contributions and investments. Tweak your strategy as needed to ensure you’re hitting those retirement goals.
- Profit Sharing Contributions: Have some extra cash after year-end and wish you could reduce your tax burden? Contribute that as a profit-share from your business to your 401(K) and reduce the amount that Uncle Sam swipes during tax-time.
Watch Our Video for More Insights
Before you go, take a moment to watch our informative video on maximizing your Solo 401(k) benefits with Opolis and ForUsAll. It’s a quick way to visualize how this plan can work for you:
Final Thoughts
The Solo 401(k) plan from Opolis and ForUsAll is a game-changer for solopreneurs and small business owners.
Save up to $69,000 annually, enjoy flexible contribution options, borrow from your account, and explore cryptocurrency— all while maximizing tax benefits.
Let Opolis and ForUsAll handle the heavy lifting of retirement planning so you can focus on what you do best: growing your business and securing your financial future.
Ready to get started? Join Opolis and consult with ForUsAll today. Your future self is already giving you a high-five.
Visit Opolis Membership or email us at [email protected].